What  We  Are  Selling:

We have one product for sale.  It is an advisory service to meet the previously stated goals.  We will look at your present bank and see how it sizes up.  We have created our own proprietary "Stress Test" for doing that.  It is based on bank data from the Federal Deposit Insurance Corporation (FDIC).  If we like your current bank we will tell you so.  If not, we will recommend a different bank in your community.

If you do not have a bank, we will recommend one for you.  If you want more than one bank evaluated, we can evaluate each one.


What Is Included:

We evaluate banks, bank holding companies, and thrift institutions.  We do not evaluate credit unions.

What Is Not Included:

We do not make any recommendations for any kind of investments, whether bank related or not.  We do not evaluate any banking services such as Internet banking or bill paying services.  We do not make any recommendations about interest rates.

We Are Independent:

We have no ties of any kind to the banking or credit card industries.  We are independently owned and operated and will remain that way so we can be objective in our analyses and without any conflict of interest.











You can be sure that we will keep your information safe and secure.